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Independent AI Agents and their ability to make financial and legal decisions

Independent AI Agents and their ability to make financial and legal decisions

2026 is not the year of AI that answers, but the year of AI that "executes." Independent agents (AI agents) no longer simply type text or draw images; they open your emails, read your reports, transfer funds, book your tables, and negotiate prices on your behalf, without you pressing a single button. If you say, "I want a business trip to Singapore next week," you won't find yourself faced with ten applications, but a single message saying, "Booked, meeting confirmed with client at 3, seat 7A selected because you don't like the aisle." This is the transformation: the end of manual interaction and the beginning of "full digital representation." From Commands to Objectives: How AI Agents Think and Act The new agent doesn't operate on commands, but on objectives. It understands the context from your email history, calendar, bank account, even your mood, then plans and executes. It sends quotes, adjusts schedules, cancels redundant bookin…

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